:root{
  --bg:#f6f7fb;
  --ink:#0f1220;
  --muted:rgba(15,18,32,.72);
  --card:#ffffff;
  --line:rgba(15,18,32,.12);
  --accent:#ff6a00;
  --accent2:#ff8a33;
  --shadow: 0 18px 44px rgba(15,18,32,.10);
  --radius:18px;
}

*{box-sizing:border-box}
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(1000px 420px at 15% 0%, rgba(255,106,0,.16), transparent 60%),
    radial-gradient(900px 420px at 95% 10%, rgba(255,138,51,.12), transparent 60%),
    linear-gradient(180deg, #ffffff, var(--bg));
  line-height:1.55;
}
a{color:inherit}
.container{width:min(1140px, 92%); margin:0 auto}

.skip{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip:focus{left:16px;top:16px;width:auto;height:auto;padding:10px 12px;border-radius:12px;background:#fff;border:1px solid var(--line);z-index:999}

.topbar{
  position:sticky;top:0;z-index:50;
  background: rgba(246,247,251,.78);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--line);
}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:14px}
.brand{display:flex;gap:12px;align-items:center}
.sig{
  width:44px;height:44px;border-radius:16px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow: 0 12px 26px rgba(255,106,0,.18);
}
.brand-text strong{display:block;font-weight:900}
.brand-text span{display:block;font-size:12px;color:var(--muted);margin-top:2px}

.top-actions{display:flex;gap:10px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:12px 16px;
  border-radius:14px;
  border:1px solid var(--line);
  background: rgba(255,255,255,.75);
  text-decoration:none;
  font-weight:900;
  transition: transform .08s ease;
}
.btn:hover{transform: translateY(-1px)}
.btn.primary{
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  border-color: rgba(255,106,0,.40);
  color:#1b120a;
}
.btn.small{padding:10px 12px;border-radius:999px}

.hero{padding:56px 0 22px}
.hero-grid{display:grid;grid-template-columns: 1.15fr .85fr;gap:16px;align-items:start}
.tag{
  margin:0 0 10px;
  font-size:12px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color: rgba(15,18,32,.62);
}
h1{
  margin:0 0 12px;
  font-size: clamp(34px, 4.6vw, 56px);
  line-height:1.05;
}
.lead{margin:0 0 18px;color:var(--muted);max-width:78ch}
.hero-cta{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0}

.callouts{display:grid;gap:10px;margin-top:10px}
.callout{
  display:grid;grid-template-columns: 44px 1fr;gap:12px;
  padding:14px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.75);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.num{
  width:44px;height:44px;border-radius:16px;
  display:grid;place-items:center;
  background: rgba(255,106,0,.12);
  border:1px solid rgba(255,106,0,.24);
  font-weight:900;
}
.callout p{margin:6px 0 0;color:var(--muted);font-size:14px}
.disclaimer{
  margin-top:12px;
  padding:14px;
  border-radius: var(--radius);
  border:1px dashed rgba(255,106,0,.40);
  background: rgba(255,106,0,.08);
  color: rgba(15,18,32,.86);
}

.hero-right{display:flex;flex-direction:column;gap:12px}
.sheet{
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.80);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.sheet-head{
  padding:18px;
  background: linear-gradient(135deg, rgba(255,106,0,.10), transparent);
  border-bottom:1px solid rgba(15,18,32,.08);
}
.sheet-head h2{margin:0 0 6px;font-size:18px}
.muted{color:var(--muted)}
.form{padding:18px;display:flex;flex-direction:column;gap:12px}
.field span{display:block;font-size:13px;color:var(--muted);margin-bottom:6px}
input, select{
  width:100%;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid rgba(15,18,32,.14);
  background: rgba(246,247,251,.75);
  outline:none;
}
input:focus, select:focus{
  border-color: rgba(255,106,0,.60);
  box-shadow: 0 0 0 4px rgba(255,106,0,.14);
}
.btn.full{width:100%}
.fine{margin:0;color:var(--muted);font-size:12px}
.link{color: rgba(255,106,0,.96); text-decoration:none}
.link:hover{text-decoration:underline}
.msg{
  display:none;
  margin:0 18px 18px;
  padding:12px;
  border-radius:14px;
  border:1px dashed rgba(255,106,0,.45);
  background: rgba(255,106,0,.10);
}
.sheet-foot{
  padding:16px 18px;
  border-top:1px solid rgba(15,18,32,.08);
  background: rgba(246,247,251,.65);
}
.meta{display:flex;flex-direction:column;gap:4px}
.m-k{font-size:12px;color:rgba(15,18,32,.62);font-weight:900;letter-spacing:.06em;text-transform:uppercase}
.m-v{font-size:13px;color:rgba(15,18,32,.82)}

.index{
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.75);
  box-shadow: 0 12px 26px rgba(15,18,32,.08);
  overflow:hidden;
}
.index a{
  display:flex;gap:10px;align-items:center;
  padding:12px 14px;
  text-decoration:none;
  border-top:1px solid rgba(15,18,32,.08);
  font-weight:900;
}
.index a:first-child{border-top:none}
.index a span{
  width:30px;height:30px;border-radius:12px;
  display:grid;place-items:center;
  background: rgba(255,106,0,.12);
  border:1px solid rgba(255,106,0,.20);
  font-size:12px;
}
.index a:hover{background: rgba(255,106,0,.06)}

.section{padding:56px 0}
.section.alt{
  background: rgba(255,255,255,.55);
  border-top:1px solid rgba(15,18,32,.08);
  border-bottom:1px solid rgba(15,18,32,.08);
}
.section-head h2{margin:0 0 10px;font-size:30px}
.section-head p{margin:0;max-width:82ch}

.notes-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap:12px;
  margin-top:18px;
}
.note-card{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.80);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.note-card h3{margin:0 0 8px;font-size:16px}
.note-card p{margin:0;color:var(--muted);font-size:14px}

.accordion{margin-top:14px;display:flex;flex-direction:column;gap:10px}
.accordion details{
  padding:14px 16px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.78);
}
.accordion summary{cursor:pointer;font-weight:900}
.accordion p{margin:10px 0 0;color:var(--muted)}

.compare{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:12px;
  margin-top:18px;
}
.compare-card{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.78);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.compare-card h3{margin:0 0 10px}
.compare-card ul{margin:0;padding-left:18px;color:var(--muted)}
.compare-card li{margin:8px 0}

.cta-strip{
  margin-top:16px;
  padding:18px;
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(255,106,0,.24);
  background: radial-gradient(900px 320px at 20% 0%, rgba(255,106,0,.14), transparent 62%),
              rgba(255,255,255,.65);
  display:flex;justify-content:space-between;gap:14px;align-items:center;
}
.cta-strip h3{margin:0 0 6px}

.step-grid{
  margin-top:18px;
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap:12px;
}
.step{
  display:grid;
  grid-template-columns: 44px 1fr;
  gap:12px;
  padding:16px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.80);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.s{
  width:44px;height:44px;border-radius:16px;
  display:grid;place-items:center;
  background: rgba(255,106,0,.12);
  border:1px solid rgba(255,106,0,.24);
  font-weight:900;
}
.step h3{margin:0 0 6px;font-size:16px}
.step p{margin:0;color:var(--muted);font-size:14px}

.mini{
  margin-top:14px;
  padding:14px 16px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.78);
}

.faq{display:flex;flex-direction:column;gap:10px;margin-top:16px}
.faq details{
  padding:14px 16px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.78);
}
.faq summary{cursor:pointer;font-weight:900}
.faq p{margin:10px 0 0;color:var(--muted)}

.footer{
  border-top:1px solid rgba(15,18,32,.10);
  padding:28px 0 18px;
  background: rgba(255,255,255,.55);
}
.foot-grid{
  display:grid;
  grid-template-columns: 1.2fr .6fr .8fr .9fr;
  gap:12px;
  align-items:start;
}
.foot-brand{font-weight:900}
.footer h4{margin:0 0 8px;font-size:13px;color:var(--muted)}
.footer p{margin:0;color:var(--muted);font-size:13px}
.foot-bottom{
  margin-top:16px;
  padding-top:12px;
  border-top:1px solid rgba(15,18,32,.10);
  font-size:12px;
  color: rgba(15,18,32,.62);
}

@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr}
  .notes-grid{grid-template-columns:1fr 1fr}
  .compare{grid-template-columns:1fr}
  .step-grid{grid-template-columns:1fr}
  .cta-strip{flex-direction:column;align-items:flex-start}
  .index{display:none}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width: 520px){
  .notes-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
}